In his Apostolic Letter "Patris corde" ("With a Father's Heart"),
Pope Francis has proclaimed a Year of St. Joseph from Dec. 8, 2020, to Dec. 8, 2021.
Act of Consecration -- Entrustment of the Diocese of Charleston to St. Joseph, the Universal Patron of the Church
In his Apostolic Letter "Patris corde" ("With a Father's Heart"),
Pope Francis has proclaimed a Year of St. Joseph from Dec. 8, 2020, to Dec. 8, 2021.
Act of Consecration -- Entrustment of the Diocese of Charleston to St. Joseph, the Universal Patron of the Church
Creating a Legacy Through Impactful Giving
Make an Immediate Difference with Annual IRA Giving
If you are 70½ or older, you may transfer up to $111,000 in 2026 directly from your IRA to St. Joseph Catholic Church - tax-free. For 2026, Qualified Charitable Distributions (QCDs) from an IRA, the annual limit is $111,000 per individual (up from $108,000 in 2025), and a spouse can also make a separate $111,000 QCD from their own IRA if married and filing jointly.
Benefits include:
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Immediate impact on parish needs, ministries, or the school
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Ability to designate your gift to what matters most to you
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Satisfaction of all or part of your Required Minimum Distribution (RMD)
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Exclusion of the gift from taxable income
This option allows you to see the fruits of your generosity during your lifetime.
Charitable Gift Annuity (CGA): Faithful Giving with Steady Income
A Charitable Gift Annuity allows you to support St. Joseph while receiving fixed income for life.
How it works:
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You make a gift to the parish
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In return, you receive guaranteed income payments for life
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Payment rates are based on age and never change
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After your lifetime, the remaining funds support the mission of St. Joseph
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This option offers both financial security and a lasting charitable impact.
Name St. Joseph as a Beneficiary of Your IRA
One of the simplest ways to leave a legacy is by naming St. Joseph Catholic Church as a beneficiary of all or part of your IRA.
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Why this is impactful:
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Ensures your faith and values continue to shape the parish
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IRA assets gifted to the church are tax-free
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Supports the parish, school, or specific ministries you love most
Benefits of IRA Giving
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Tax Efficient: Qualified Charitable Distributions are excluded from taxable income
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Flexible: Choose direct gifts, annuities, or beneficiary designations
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Purposeful: Support immediate needs or long-term ministry
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Legacy Focused: Leave a faith-filled impact beyond your lifetime
Gifts of Stock & Mutual Funds
Donating appreciated stocks or mutual funds is a powerful and tax-efficient way to give.
Why consider a stock gift:
· Avoid capital gains tax
· Support parish ministries at full market value
· Maximize the impact of your charitable giving
To ensure proper processing and donor recognition, please complete the 2026 Letter of Intent – Stock & Mutual Funds form. Without this form, stock gifts may arrive without donor or designation information, delaying acknowledgment and disbursement.
Additional Creative Ways to Give
In addition to IRA and stock gifts, many parishioners choose to give through:
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Donor-Advised Funds (DAFs): Recommend grants to St. Joseph over time
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Bequests in a Will or Trust: Include the parish as part of your estate plan
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Life Insurance Policies: Name St. Joseph as a beneficiary
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Real Estate or Property Gifts: Convert assets into lasting support for ministry
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Each of these options allows you to align your financial planning with your faith.
We’re Here to Help
If you would like to explore any of these giving options or discuss what might be right for you, we would be honored to assist you.
Adrienne Carroll, Business Manager
803.254.7646 ext. 439
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Your generosity today helps build a faithful future for St. Joseph Catholic Church.